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2-10 House Consumers Guaranty (2-10 HBW) is a house guaranty corporate that provides customizable carrier contract plans for householders, developers and realtors.
2-10 HBW’s top rate plan covers a extensive listing of house home equipment and programs that many competition don’t, together with concrete-encased plumbing, ceramic cooktops and turntable platforms.
Learn on for our complete assessment of 2-10 House Consumers Guaranty. We come with data on its plans, pricing and protection obstacles. We additionally assessment buyer proceedings and the way 2-10 HBW compares to different house guaranty suppliers.
Desk of Contents
2-10 House Consumers Guaranty Evaluate
2-10 House Consumers Guaranty Products and services
2-10 House Consumers Guaranty Availability
2-10 House Consumers Guaranty Credentials
2-10 House Consumers Guaranty’s Pride
2-10 House Consumers Guaranty Comparability
2-10 House Consumers Guaranty FAQs
How we evaluated 2-10 House Consumers Guaranty
2-10 House Consumers Guaranty Evaluate
Headquartered in Aurora, Colorado, 2-10 HBW provides house guaranty protection for main home equipment and residential programs. Its plans are to be had for householders, actual property pros and residential developers.
- Gives structural guaranty for brand spanking new properties, and plans for realtors
- Protection to be had for not up to $25 a month with the fundamental plan
- Reductions on GE and Whirlpool home equipment
- Reductions with auto-renewal and presents for referring pals
- Unavailable in Alaska and Hawaii
- Protection for storage door openers and roof leaks charge additional
2-10 House Consumers Guaranty Products and services
2-10 House Consumers Guaranty plans and protection
2-10 HBW has 3 customizable protection plans for house home equipment and integrated programs:
- Merely Kitchen
- Entire House
- Pinnacle House
Merely Kitchen most effective covers kitchen home equipment, while Entire House contains protection for key house programs like plumbing, electric and HVAC programs. The Pinnacle House plan covers each equipment and device coated through the Entire House and Merely Kitchen plans plus further protection for comparable portions and equipment like hinges, handles and taps, haulaway charges, and garments washers and dryers.
Different perks come with:
- The Equipment Cut price Program, which helps you to save as much as 65% off retail costs on huge and small home equipment thru 2-10 HBW's partnership with Whirlpool and GE.
- The choice to choose from repairing an equipment or inquiring for a $100 repayment for changing mentioned equipment.
- An “Even If” carrier make it possible for can refund your carrier name charge if, after you put up a declare, 2-10 determines that the request isn’t eligible for protection.
- No further carrier charge is charged if an element that has already been serviced through 2-10 HBW fails once more inside the contract time period.
Underneath are the 3 plans 2-10 House Consumers Guaranty provides, together with pricing and the pieces coated through each and every.
Merely Kitchen
(Begins round $17/month)
Entire House
(Begins round $46/month)
Pinnacle House
(Begins round $60/month)
The entire pieces coated within the Entire House plan, plus:
Ideal protection, which contains crane prices, filters, burglar and hearth alarms, hose bibbs and further protection for a lot of elements and portions
Fridges with ice maker
Fridges with ice maker
Fuel and electrical water warmers
Not obligatory upload ons
2-10 HBW means that you can customise your plan through including not obligatory protection for the next home equipment and programs:
- Further fridges
- Further integrated wine coolers
- Further freestanding freezers
- Rainy bar fridges
- Smartly pumps
- Roof leaks
- Washers and dryers
- HVAC device surplus (for extra heating and air conditioner gadgets)
- Pre-season HVAC tune-up
- Storage door openers
- Water softeners
- Septic programs
- Pool and spa apparatus
- Saltwater swimming pools
- Prolonged pipe leaks
- Luxurious package deal (will increase protection to as much as $5,000)
Protection limits
As with maximum house guaranty firms, 2-10 HBW’s plans have protection limits relying at the equipment or device. Protection limits are the utmost quantity the corporate pays you for repairing or changing a coated merchandise
For plans that come with protection for house programs, 2-10 provides a most protection of $2,000. Alternatively, you'll bump protection caps as much as $5,000 through buying 2-10’s Luxurious Package deal.
2-10 House Consumers Guaranty plans have the next protection limits:
As much as $2,000
(As much as $5,000 with Luxurious Package deal)
Air-con and warmth pump (combination)
As much as $2,000
(As much as $5,000 with Luxurious Package deal)
As much as $2,000
(As much as $5,000 with Luxurious Package deal)
As much as $2,000
(As much as $5,000 with Luxurious Package deal)
Storage door opener (combination)
What 2-10 House Consumers Guaranty doesn’t duvet
2-10 House Consumers Guaranty doesn’t supply products and services to cell properties with out a everlasting basis, industrial homes or homes used for trade functions comparable to leases or crew properties. As well as, the corporate doesn’t duvet damages brought about through forget or loss of common upkeep.
2-10 HBW additionally excludes the next pieces or occasions from protection:
- Home equipment now not situated in the principle kitchen
- Geothermal and different water supply programs
- Piping or electric strains situated outdoor the serviceable house
- Roof-mounted installations
- Carpentry or changes important to facilitate carrier
- Screw ups brought about through anything else as opposed to commonplace put on and tear comparable to herbal occasions, animals or pests
- Industrial grade home equipment
- HVAC gadgets with a capability more than 5 lots
For more info about protection obstacles and exclusions, we propose checking 2-10 HBW’s pattern carrier settlement (to be had for obtain whilst you get started a quote on-line).
2-10 House Consumers Guaranty Availability
State availability
2-10 House Consumers Guaranty is to be had in 48 states, with the exception of Alaska and Hawaii.
Touch data
2-10 House Consumers Guaranty provides 24/7 customer support and a web based portal the place you'll report a declare or renew your guaranty protection.
To request a carrier or get a quote you'll name 720-531-6717 or 800-775-4736.
You'll be able to additionally get a quote in the course of the corporate’s web page through offering elementary data like your title, electronic mail, house deal with and contact quantity.
To cancel your carrier settlement you'll name 720-531-6729.
Consumer revel in
2-10 House Consumers Guaranty’s web page supplies a Home-owner Portal that lets you get started carrier requests and observe the standing of your claims. You'll be able to additionally add paperwork, request a special carrier contractor and escalate claims in the event that they’re unaddressed.
2-10 HBW’s web page is intuitive and user-friendly, and contains detailed details about protection, obstacles and pricing.
The corporate’s touch data is straightforward to seek out together with hyperlinks to their Fb web page, LinkedIn and YouTube channel.
2-10 House Consumers Guaranty Credentials
Regulatory or felony movements
As of this writing, we didn’t to find any fresh felony or main regulatory movements in opposition to 2-10 House Consumers Guaranty.
Even supposing our group of writers and editors tries to incorporate the newest and maximum correct data on regulatory and felony movements, this data might not be entire or totally up to the moment. We suggest you do your individual analysis for the newest data.
2-10 House Consumers Guaranty’s Pride
3rd-party rankings
- Higher Trade Bureau (BBB): 1.24 out of five reasonable in keeping with 452 buyer opinions.
Buyer proceedings
2-10 House Consumers Guaranty has been accepted through the BBB since 2005 and these days has an A- score. The corporate has closed 1,292 proceedings within the ultimate 3 years, and 251 within the ultimate three hundred and sixty five days, in line with its BBB profile.
In spite of 2-10’s slightly top grade score, in 2021 the BBB known a trend of proceedings from shoppers referring to prolonged grasp instances when calling the corporate and restricted or unclear conversation right through the declare procedure.
Different commonplace proceedings come with:
- Longer-than-expected restore instances, upwards to 2 months
- Problems with contractors’ analysis or portions incorrectly put in
- Receiving visits from more than one contractors with out a resolution
The guidelines equipped on this phase is in keeping with information to be had on the time of writing.
2-10 House Consumers Guaranty Comparability
Right here’s how 2-10 House Consumers Guaranty compares to 2 main competition.
2-10 House Consumers Guaranty vs. American House Protect
Even supposing American House Protect (AHS) provides equivalent protection to 2-10 House Consumers Guaranty, American House Protect sticks out for its upper protection limits.
For example, American House Protect’s plans duvet as much as $5,000 for HVAC programs and as much as $2,000 for home equipment. As well as, its top rate plan, Protect Platinum, bumps the protection for home equipment as much as $4,000. However, 2-10 HBW covers as much as $2,000 for HVAC programs and between $500 to $2,000 for home equipment.
Word that 2-10 HBW means that you can building up your HVAC protection restrict to a most of $5,000 in the course of the Luxurious Package deal, however you must pay an extra per month charge.
AHS additionally provides not obligatory protection for electronics, comparable to laptops, TVs and sport consoles, which 2-10 doesn’t be offering. Alternatively, AHS plans are slightly costlier and feature upper carrier charges than 2-10 HBW.
Provider charge
(or deductible)
2-10 House Consumers Guaranty
Learn the whole American House Protect assessment.
2-10 House Consumers Guaranty vs. Selection House Guaranty
Selection House Guaranty provides two inexpensive house guaranty plans that duvet a mix of house programs and home equipment, and fees an ordinary carrier name charge of $85. The primary distinction between Selection’s two plans is that its General Plan contains protection for air con programs and laundry home equipment, while the Elementary Plan doesn’t.
Selection House Guaranty provides a better protection restrict than 2-10 HBW for the get right of entry to, restore or alternative of coated pieces — as much as $3,000 in comparison to 2-10 HBW’s $2,000 for many programs. Alternatively, Selection House Guaranty isn’t accepted through the BBB and its C score is far not up to 2-10 HBW’s A- score.
Moreover, Selection House Guaranty has a pending executive motion filed through the Arizona Legal professional Common for making alleged false guarantees to shoppers. The corporate’s BBB profile additionally has more than one buyer proceedings referring to unauthorized transactions after canceling a plan.
Provider charge
(or deductible)
2-10 House Consumers Guaranty
Learn the whole Selection House Guaranty assessment
Discover different house guaranty choices
Take a look at our opinions for different house guaranty firms to believe:
2-10 House Consumers Guaranty FAQ
What's 2-10 House Consumers Guaranty?
2-10 House Consumers Guaranty is a house guaranty supplier for householders, developers and actual property brokers. Its house guaranty plans be offering protection for main house home equipment and programs like kitchen home equipment, garments dryers, washers and electric programs.
How do I cancel a 2-10 house guaranty?
You'll be able to cancel a 2-10 House Consumers Guaranty contract through calling 720-531-6729 or 855-280-1320. Consumers who cancel inside the 30-day ready duration normally obtain a complete refund; after this era refunds are prorated. Cancellations can be matter to an administrative charge of 10% of the fee paid or between $25 to $75 relying for your state.
How a lot is a 2-10 house guaranty?
On reasonable, per month premiums for 2-10 HBW plans get started not up to the ones of different house guaranty suppliers, however it will trade as you customise your protection and relying for your location. 2-10 HBW’s protection plans get started at round $17 per thirty days. Like maximum firms, 2-10 HBW additionally fees a carrier charge of $65, $85 or $100. Plans with a better carrier charge normally charge not up to the ones with a decrease carrier charge.
How we evaluated 2-10 House Consumers Guaranty
Our writers and editors have reviewed house guaranty firms since 2020 and spent 1000's of hours researching the highest suppliers within the trade.
We evaluated 2-10 House Consumers Guaranty in keeping with the next elements:
- Products and services introduced: We regarded as the corporate’s protection, plans, obstacles and when put next them to that of different house guaranty suppliers.
- Price: We checked out plan pricing and protection to decide cost-effectiveness.
- Availability: We most well-liked firms with national protection or servicing no less than 30 states.
- Criminal movements: We checked if the corporate had any fresh felony or regulatory movements lodged in opposition to it.
- Customer support: We searched the corporate’s status with BBB and tested buyer opinions and delight rankings to gauge shoppers revel in and any patterns of proceedings.
For our complete method, learn our entire information for the Highest House Guaranty Corporations.
Abstract of Cash’s 2-10 House Consumers Guaranty Evaluate
2-10 House Purchaser Guaranty sticks out for providing more than one choices for boosting protection, and for its slightly low carrier charges The corporate’s top rate plan covers a variety of pieces which can be normally now not coated through different house guaranty firms, comparable to ceramic cooktops, hearth alarms, rotisseries, turntable platforms and hid plumbing.
Moreover, 2-10 HBW provides shoppers get right of entry to to reductions on GE and Whirlpool logo home equipment and a carrier charge make it possible for refunds the price in case your declare is ineligible for protection.